I have been completely freaked out for the last few months after finding out that our insurance doesn’t cover autism diagnosis or treatment. Our insurance is high quality union stuff so it really blew my mind that helping my boy wouldn’t be covered. He’s also not covered by Children’s Special Services Insurance because they don’t cover mental issues. So I reached out in multiple directions looking for any kind of help. My pediatrician recommended we talk to the social worker at U of M. Turns out she doesn’t have anything to do with all that. She just talks to people. Sorry lady – I don’t have time to have my head shrunk. I’m doing just as fine as can be under the circumstances and if you can’t help my kid then you can’t help me. I had several agencies tell me to apply for Medicaid, so I did, knowing full well that we are above the income level to qualify. I applied for this and that and had come to accept that we’d have to wait to get him any help until November when we could get him his own BCBS policy.
And THEN – the clouds parted. I received a letter from DHS saying that Ty didn’t qualify for MiChild Insurance because he still had the Medicaid that his preemie self was issued under the disability qualification. We never used it because we never needed it and I didn’t think it was right to use assistance if we didn’t need it. SO I forgot about it. But Hallelujah the feds didn’t forget about us! The qualifying was frighfully easy. Then they told me someone would get back to me for further screening and I thought that’s it – I’ll never hear from them again. But they called back at 9pm that night and stayed on the phone for an hour and a half getting all of our information. The clinician told us she could get us in right away for support services but it would be a considerable wait for autism therapy. My heart sank a little thinking 6 months to a year but then she said something that made me laugh – “Oh there’s so many people that need the services you’re gonna have to wait a good long time. Like a month or so.” HAHAHAHAHA I wait longer than that for the pediatrician!
So we have a support services (speech, OT and respite care 😮 ) tomorrow morning. I’m so excited to get little man moving in the right direction.